Whole Life

Life insurance offers vital peace of mind for anybody who has loved ones who rely on them financially. If you are looking for cover that lasts as long as you do, a whole life insurance policy is the answer. We’ll help you to find a policy that best suits your needs and which will support your family when you are no longer around.

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What is Whole Life Insurance?

Whole of life insurance will pay out a lump sum payment to support your loved ones in the event of your death. As its name suggests, this type of cover lasts for the whole of your life. While it’s not something anybody wants to think about, the reality is that 1 in 20 children will lose one or both parents before their 16th birthday. It’s a sobering thought.

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At Policy Compare, we do the hard work for you, scouring the market for the best whole life insurance policies from the UK’s leading providers. We’ll help you to find a policy that, in the event of your death, can be used to pay off the mortgage, pay for day-to-day living costs or see your children through university. Protect yourself against the unexpected. Get your free quote today.

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Have Questions? Here are the answers.

Do I really need life insurance?

We wish we could put it another way, but everybody is going to die one day. If you are not around to support your family, how will they cope financially? Life insurance takes care of the important things like paying a mortgage off or paying a monthly income.

If you want a life insurance policy that you can simply 'set and forget' without any worries about it expiring before you do, a whole life insurance policy is a great solution. Once in place, your whole life insurance will be in place for the whole of your life and pay out a lump sum in the event of your death.

Well, it is normally a little more expensive than term life insurance as the insurance provider knows for sure that they will have to pay out eventually. However, by using our policy compare feature, you can find a great deal on this type of insurance.

The amount of cover you need will depend on your personal circumstances. For example, if you are married with children and have a large mortgage, you will need more cover than a single parent with one child living in a two-bedroom flat. As a rule of thumb, we recommend you take out life insurance cover that is 10 times your annual salary. We can also help you to make a more accurate calculation based on your circumstances.