Critical
Illness

Being diagnosed with a critical illness can be devastating and it is only once the dust has settled that you might start worrying about how you will cope financially. With a critical illness policy, you can choose how much cover you need, how you want the policy to pay out and whether you want cover for both you and your partner.

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What is Critical Illness?

Critical illness cover will pay out a monthly income or lump sum if you are diagnosed with a critical illness or a total permanent disability. This type of plan gives you a wide range of options and puts you in total control over your policy. What’s more, these policies cover a wealth of different illnesses giving you a good chance of being covered should the unexpected happen.

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Getting a quote for critical illness cover is easy when you come to Policy Compare. Simply enter a few details and we will do the hard work for you, searching for the best policy to suit your needs. Whether you are simply at the consideration stage or you are ready to arrange cover today, we will help you to find the right coverage at a great price. Get peace-on-mind cover today and secure a comfortable future for you and your loved ones.

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Have Questions? Here are the answers.

Do I really need life insurance?

We wish we could put it another way, but everybody is going to die one day. If you are not around to support your family, how will they cope financially? Life insurance takes care of the important things like paying a mortgage off or paying a monthly income.

To apply for critical illness cover, you must be a UK resident. Insurers will usually have a maximum age limit on their policies and a minimum term length. You may also find that some conditions may be excluded from your policy and this will be looked at on an individual basis. Just be sure to be completely honest about your health when you make an application.

You might be feeling as fit as a fiddle today only to find out tomorrow that you have a critical illness. This news can be devastating but knowing that you have critical illness cover in place will certainly bring some peace of mind. Critical illness can affect anybody at any age and so it is worth looking into this type of insurance no matter where you are in life's journey.

Again, this will depend on the insurer. However, most insurers will provide cover for illnesses such as cancer, stroke and heart attack. Some types of cancer may be excluded and you will have to have permanent symptoms in order to make a claim on some illnesses.